You’re a member when you have a shares account or a loan with us.
There are two (2) classes of membership: Full Membership and Associate Membership.

Full Membership

A person shall be deemed to be a full member upon the purchasing of a minimum of 100 shares at a value as may be determined by the Association from time to time.
Full membership allows full access to the products and services offered by the Association, subject to the satisfaction of the specific requirements established for those products and services.
Full members shall have the right to nominate candidates for the Board of Directors (BOD), be nominated as a candidate for the Board and vote at Annual General Meetings and Special Meetings in keeping with the provisions of the Rules of the Association.

Associate Membership

Persons with 25 shares qualify for Associate Membership, with limited access to products and services.


Putting our members first

The benefits of membership

  • For you

Access to our just-for-members range
Including savings accounts, credit cards, loans, home insurance, investments and financial protection.

Your voice heard
Have your say and help shape the SVBLA through our online community Connect, or at our Annual General Meeting (AGM). The people you vote for help shape SVBLA’s direction and priorities. You can also connect with us on social media.

  • For your
    family and friends

Your support recognised
Recommend one of our current accounts* to a family member or friend and, if they switch their current account to us within 90 days, you’ll each receive $100.You can recommend up to three people a year.

Helping you help your family
With our Family Deposit Mortgages, you can borrow against your own home and gift the money to a family member to help them buy a place of their own.

Our mortgages are available to Vincentian residents aged 18 and over. all mortgages are subject to underwriting and criteria.
Your mortgage is secured on your home, which you could lose if you do not keep up with your mortgage repayments.